Earthquake insurance

A strong quake doesn’t send a calendar invite. If you’re in California, it’s not “if,” it’s “when.” Let’s make sure your home, savings, and sanity are protected—so you can focus on what matters most.

Why earthquake coverage matters

• Standard policies exclude quakes: Homeowners and renters policies typically do not cover damage from earth movement.

• High out-of-pocket risk: Foundation cracks, structural damage, and personal property loss can be financially devastating.

• Local risk profile: Living near major faults (Hayward, Calaveras, San Andreas) increases the likelihood of damaging shaking.

• Peace of mind: Purpose-built coverage turns a catastrophe into a recoverable event.

Who should consider it

• Homeowners and landlords: Single-family, multi-family, and rental properties.

• Condo owners: Coverage for interior improvements and assessments (if applicable).

• Renters: Protect your belongings and living expenses if the building is damaged.

• Businesses: Commercial property and business interruption options available.