Celebrate Without Worry

From weddings to corporate conferences, event insurance protects your investment when the unexpected happens.

Why Event Insurance Matters

• Venues often require proof of coverage.

• Protects against cancellations, postponements, and liability claims.

• Affordable way to safeguard deposits, vendors, and guests.

• Peace of mind for hosts and organizers.

Who Needs Event Insurance

• Couples planning weddings.

• Families hosting milestone celebrations.

• Companies organizing conferences, trade shows, or retreats.

• Nonprofits hosting fundraisers or galas.

How Much Coverage Do I Need?

Most event organizers purchase $1 million to $2 million in liability coverage for event insurance. The right amount depends on the size of the event, venue requirements, number of attendees, and risk factors (alcohol service, live performances, high-value equipment, etc.).

How to Decide Your Coverage Amount

1. Check Venue Requirements

   • Many venues require $1M liability minimum, sometimes $2M aggregate.

2. Estimate Event Size & Risk

   • Small private party: $500K–$1M liability may suffice.

   • Large wedding, concert, or festival: $2M+ liability is safer.

3. Factor in Special Risks

   • Alcohol service → Liquor liability.

   • Expensive equipment → Higher property coverage.

   • Outdoor events → Cancellation coverage for weather.

4. Consider Attendee Numbers

   • More guests = higher liability exposure.